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Title: Competition among commercial banks in Singapore
Authors: Mo, Zhuangyi
Teo, Soo Yan
Yap, Zong Xiang
Keywords: DRNTU::Social sciences::Economic theory::Money and banking
Issue Date: 2011
Abstract: This paper seeks to explore the various factors that affect the competition among the three largest commercial banks in Singapore, namely DBS, Overseas Chinese Banking Corporation (OCBC) and United Overseas Bank (UOB). These factors include the capacity to compete, the price competition in terms of increasing interest rates on deposits and the non-price competition such as the variety of products and the amount of marketing. Our findings show that despite having the greatest amount of total assets, other indicators such as the non-performing loans ratio, the capital adequacy ratio and the total common equity ratio show that DBS has the least capacity to compete. In addition, there is little price competition while non-price competition among the commercial banks exists in the form of product differentiation and marketing.
Rights: Nanyang Technological University
Fulltext Permission: restricted
Fulltext Availability: With Fulltext
Appears in Collections:HSS Student Reports (FYP/IA/PA/PI)

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